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Get pre-approved for a home loan today

Whether you're looking to buy or ready to put in an offer, we recommend you get pre-approved. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert before submitting your offer.

Do It Yourself Speak to an expert

  • Do it yourself
    Do it yourself

    The evo bond indicator is a FREE online pre-approval tool that allows you to check your credit score and establish what you can realistically afford in a matter of minutes.

    Do it yourself
  • Speak to an expert
    Speak to an expert

    An expert will examine your credit record and your income and expenses in the same way a bank would to give you an accurate assessment of what you can afford and how likely you are to qualify for a bond.

    Speak to an expert

Why choose evo’s home loan experts?

  • Get prequalified for househunting

    We issue a certificate that states what you can afford (and the bond you’re likely to get). Not only do you know now what your price ceiling is, but estate agents and sellers will take you more seriously.

  • A single application

    You complete one set of forms and your dedicated home loan specialist will submit it to up to nine banks, including your own.

  • Compare home loan offers

    Our home loan experts source quotes from the leading banks for you to compare.

  • We negotiate the best rate on your behalf

    Your dedicated home loan specialist will negotiate with the banks on your behalf, ensuring you get the best deal.

  • Our service is free of charge

    Our consultants are paid a commission by the banks, so there’s no cost to the homebuyer.

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You’re much more likely to get a home loan when you use an evo expert

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Ayanda Raziya

My hope was restored

"After almost giving up hope with getting home finance, my hope was restored when an evo consultant assisted me. My own bank rejected the application twice. Our consultant said we should broaden our search and look at other banks. They kept me updated with feedback from the various banks, and assured me that we would succeed in getting home finance. They are a pleasure to work with and go over and above what is required. Thank you evo."

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Annebe Cooke

You simply never gave up

"Thank you, evo, for your enthusiasm, communication skills and professional demeanour in helping me obtain a bond for our property. You were so reliable, dedicated and upbeat at all times – and how you put up with all my questions, I’ll never know! You simply never gave up and I doubt that I would have gotten that bond and property without you. Of particular value to me was your outstanding level of service and follow-through."

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Mr & Mrs Starkey

Very rare that you get a service like that today

“My husband and I would like to thank evo so much for assisting us from the moment we were in contact with them. We are so grateful for the exceptional service they have given us. They kept us updated and gave speedy responses day or night. Even though we were so indecisive they went the extra mile to keep us happy without hesitation. Thank you evo.”