A home loan comparison service can apply to multiple banks on your behalf in order to secure you the best deal; plus their services are free. Article summary The way to ensure your bank is giving you the best rate is to compare their offer with other home loan offers. Apply for a home loan Read more…

Is applying for a home loan through your private banker the best option, when you have an alternative with bond originators? We examine the pros and cons. Article summary Private bankers are the first port of call for many home buyers, but their priority is to get a deal that’s good for their bank, not Read more…

Getting a home loan can be a challenging process. Here are some valuable tips for ensuring you get a bond so you can secure your dream home. “With the increased competition from banks for new home loan business, there should be a much improved chance of being approved for a loan on favourable terms,” says Read more…

evo’s guide to transfer duty provides all the need-to-know on calculating and paying this mandatory property tax. Article summary A property transfer duty is a tax payable by buyers of all types of properties purchased for more than R1000 000 Transfer duty is owed over and above the selling price and is based on the Read more…

With the help of evo, South African homebuyers have a great chance of obtaining a home loan without a deposit. Here’s what you need to know. Article summary: Home buyers who lack the funds for a deposit have another option available to them: the 100% home loan, in other words, a home loan with no Read more…

To find out your chances of securing a home loan, check your credit score. A good credit score will significantly improve the likelihood of home loan approval. Article summary Your credit score is a big number above your head that tells a potential lender how much of a risk you are. Your credit score is Read more…